Jacob Eickhoff

Embedded with the credit team across two engagements while performing standard analyst work in parallel, spreading financials and completing credit risk assessments.

Engagement 01 · Customer Intelligence Map May – Jun 2026

• Built a browser-based interactive map plotting 100% of the bank’s loan and deposit portfolio with filtering by geography, age and loan type, replacing hours of manual spreadsheet aggregation.
• Surfaced how the deposit base is concentrated by customer age, which was invisible before the tool existed. The tool is now used by executives and the board to target outreach and manage risk.

Engagement 02 · Credit Process Rebuild Jun 2026 – Present

• Ran a current-state assessment of credit origination, mapped failure points across intake, documentation and risk presentation, and designed a phased delivery roadmap.
• Rebuilt credit intake and presentation off a legacy Excel system, cutting request completion from days to hours and automating roughly 90% of repeatable work so analysts focus on judgment calls.
• Built a tax return parser pulling financial data from scanned documents behind a pluggable interface, so a vendor-approved method can drop in later.
• Prototyped an AI policy assistant letting analysts query credit policy in plain language, reaching a 90% direct answer rate with 100% correct section identification on the remaining queries, pending compliance review.

• Conduct equity analysis across U.S. markets using Bloomberg Terminal and FactSet, synthesizing findings into research deliverables, financial models and investment theses.
• Develop a proprietary portfolio framework integrating full-market sentiment signals across multiple data inputs to construct and actively manage a uniquely structured portfolio.
• Lead professor-guided research on whether AI-generated language in SEC filings affects cumulative abnormal returns in the trading days following submission.

• Managed stakeholder outreach across 35+ institutions, developed a go-to-market strategy for 35 merchandise items, secured campus bookstore placement, and generated 5+ sponsor meetings.